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Looking for a low down payment?
FHA financing is still available with less than 5% down.
Get a personalized rate quote today. -
Increase Your Buying Power
with a PreApproval!If you're looking for that perfect home, get approved for the perfect home loan first. Apply Now!
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A Long History. A Bright Future.
With a commitment of retained servicing on 99% of the loans we make, you'll experience our long history of personalized service, trust, and stability long after closing. Come grow with us!
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Check Rates Anytime, Anywhere.
Always on the go? Monitor mortgage rates on your mobile phone. For live rate information 24 hours a day visit us at
mstelco.mortgagewebcenter.com. -
Nationwide Capability for Your Convenience.
The local service you know with a national reach to satisfy all your home loan needs. Apply Now for wherever you may be headed.
Today's Featured Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.750% | 3.904% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.000% | 3.271% | 0.000% |
| 10 Year Fixed Rate | ||
| Rate | APR | Points |
| 2.875% | 3.269% | 0.000% |
| 5 Year Adjustable Rate | ||
| Rate | APR | Points |
| 2.500% | 5.020% | 0.000% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.500% | 4.584% | 0.000% |
| VA | ||
| Federal VA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.625% | 3.989% | 0.000% |
Rates Quoted Above Include a 1% Origination Fee.
Welcome Home
Welcome to Mississippi Telco Federal Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
- A Loan Officer will follow up with you and answer all your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 800-635-7128.
Keep an eye on rates via email
Sign up to receive an email when rates reach your target rate or receive information about rates on a regular basis.
Frequently Asked Questions
Have more questions? Find out more about the home loan process by clicking here.
Calculators
Use our helpful calculators to help review your financial situation and find the best type of mortgage loan.
Mississippi Telco Federal Credit Union (NMLS#729549) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.